Depending on Where You Teach, It Could Take 5 to 12 Years to Repay Your Debts

For educators, the state they teach in can affect how long it takes them to pay off their loans. In many states, teachers tend to spend years paying off their student loans because their salaries just aren’t as high as other jobs that need the same level of education. Plus, teachers’ paychecks are growing at a different pace than inflation.While teachers received an average increase of 2.6% in salary from 2022-2023, inflation is at 4% from 2022-2023.

When adjusted for inflation, the average teacher is making $3,644 less per year than 10 years ago.Some salary increases like those in New Mexico and Nevada are higher than others like Vermont and Alabama.In many states, teachers are not getting paid enough to keep the lights on, keep students educated, and keep their debts paid. And depending on where one teaches, paying off student loans may take a teacher more than twice as long as others.

In this article, TeacherCertification.com sheds light on the duration and costs associated with paying off student loans on a Pay As You Earn Plan as a secondary school teacher across the U.S.

Please help put parents in charge of their child’s education by forwarding this article to other parents, family, friends and voters.

Other Articles

Beyond crayons and circle time: What California transitional kindergarten needs to succeed
California is rolling out its transitional kindergarten program, with the goal of offering it for all 4-year-olds by 2025-26. While some schools have had programs in place for years, others are just starting to create teaching guidelines.
Read More
Bill to bar 'willful defiance' in California public schools clears both houses
A bill to bar suspension of students for low-level behavior issues known as "willful defiance" in California’s public schools through 12th grade passed both houses in the Legislature this week.
Read More
When we fail education, we fail democracy
There comes a time in every profession when it becomes imperative to address the big ideas and to leave aside, at least for a moment, the trivial pursuits that engage us.
Read More
Flat test scores leave California far behind pre-Covid levels of achievement
In the second year fully back in school after remote learning, California school districts made negligible progress overall in reversing the steep declines in test scores that have lingered since Covid struck in 2020.
Read More
Teachers Can Make $150,000 with the Children's Educational Opportunity Act
Teaching goes beyond being just a job; it is a genuine calling. Teachers, like you, understand the profound impact of shaping young minds and providing them with the finest education possible.
Read More
California leaders should focus on getting our money's worth from public schools
After years of promoting “local control” in education, the latest news is full of stories on state intervention in decisions being made by local school boards.
Read More
Media literacy coalition in California brings MisinfoDay, first developed in Washington state, to the Golden State
Inspired by the annual MisinfoDay co-organized through a statewide partnership between the University of Washington’s Center for an Informed Public and Washington State University’s Edward R. Murrow College of Communication, a local media literacy coalition in Monterey County, California adapted the educational program to host the first MisinfoDay in the Golden State on May 7.
Read More
Childcare workers in California need paths to higher pay
California’s early care and education workforce provides essential support and assistance to families across the state. But even as families trust them to care for and teach their children, many workers struggle to improve their wages and economic mobility.
Read More

Get latest news delivered daily!

We will send you breaking news right to your inbox

© 2025 educationopportunity.org, Privacy Policy | FPPC #1460602