Depending on Where You Teach, It Could Take 5 to 12 Years to Repay Your Debts

For educators, the state they teach in can affect how long it takes them to pay off their loans. In many states, teachers tend to spend years paying off their student loans because their salaries just aren’t as high as other jobs that need the same level of education. Plus, teachers’ paychecks are growing at a different pace than inflation.While teachers received an average increase of 2.6% in salary from 2022-2023, inflation is at 4% from 2022-2023.

When adjusted for inflation, the average teacher is making $3,644 less per year than 10 years ago.Some salary increases like those in New Mexico and Nevada are higher than others like Vermont and Alabama.In many states, teachers are not getting paid enough to keep the lights on, keep students educated, and keep their debts paid. And depending on where one teaches, paying off student loans may take a teacher more than twice as long as others.

In this article, TeacherCertification.com sheds light on the duration and costs associated with paying off student loans on a Pay As You Earn Plan as a secondary school teacher across the U.S.

Please help put parents in charge of their child’s education by forwarding this article to other parents, family, friends and voters.

Other Articles

Why are students still so behind post-COVID? Their school attendance remains abysmal
As schools and parents contend with uncomfortable and increasingly unavoidable truths about persistent learning loss, new data out Thursday points to a key source of the problem: Scores of students have in recent years missed so much school that catching up seems nearly impossible.
Read More
California public school enrollment continues decline, still reeling from pandemic plunge
Enrollment at California public schools has continued to decline this academic year, without any recovery from the steep drops seen during the pandemic — although the pace of the decrease has slowed.
Read More
For teachers who fear math, banishing bad memories can help
Comfort with the subject helps avoid transferring anxiety to students
Read More
California student test scores change little from last year’s low
Overall, 46.7% of students were at or above grade level for English language arts, and 34.6% met or exceeded the standard in math.
Read More
Is a Fresno Teacher Strike Inevitable? District Outlines Preparations in Board Resolution
Fresno Unified School District is moving forward with preparations to mitigate the impacts of a potential strike by the district’s 4,473 teachers after an apparent rejection of a state mediator’s proposed agreement last week.
Read More
U.S. classrooms are more diverse than ever. The teacher's lounge is not.
Seventy years after Brown v. Board outlawed segregation in schools, there's a lingering imbalance in the teaching ranks, they lack educators of color.
Read More
Educator Warns that "Teachers Pay Teachers" Can Actually Get You Fired
Teachers Pay Teachers is a great source for educators who want to help fellow teachers while earning extra cash. Sadly, it can also get them fired.
Read More

Get latest news delivered daily!

We will send you breaking news right to your inbox

© 2025 educationopportunity.org, Privacy Policy | FPPC #1460602